How Does The Banding System Work?

Once you have registered you will be asked about your circumstances. If it is highlighted that there is an urgent need for re-housing, your individual Housing needs will be assessed so that you are awarded the correct priority.

If a higher banding is applicable you will be notified of this band along with the length that the award lasts. You will need to re-apply for this award depending on its limit, 3 months, 6 months or 12 months.

Priority (3 month time limit)

Applicants who are statutorily homeless with a duty to re-house under s193 of Housing Act 1996  (eligible, homeless, priority need, not intentional and with a local connection).

 

Gold Plus (6 months time limit) (Local Connection)

  • Homeless cases where no statutory duty to re-house (excludes intentional homeless)

  • Homeless cases accepted for a full rehousing duty by a Local Authority within the partnership (but not the LA that accepted the duty)

  • Occupying property in a serious state of disrepair; factors taken into consideration by the Local Authority or its agent include where the Local Authority could have served an improvement notice for a Category 1 hazard or equivalent (not for overcrowding and space hazards)

  • Verified high medical need / disability that is directly affected by the current housing situation and would be immediately improved by moving

  • Applicant is homeless or threatened with homelessness, through no fault of their own (excludes those in priority band)

  • Requiring move-on from supported accommodation

  • Tenants who are under-occupying social rent or affordable rent housing in the Home Choice Plus partnership area

  • Tenants who are occupying a social housing property in the Home Choice Plus partnership area with major adaptations that they do not need

  • Households suffering with serious overcrowding (3 or more bedrooms lacking)

  • Two or more criteria in Gold

 

Gold (12 months time limit) (Local Connection)

  • Households who have been determined to have become homeless intentionally
  • Households suffering from harassment (excludes priority band cases)
  • Overcrowding or lacking up to and including 2 bedrooms
  • Living in exceptional circumstances
  • Households with children under 10 years old and living in upstairs flat
  • Households suffering with some disrepair in their property

 

Silver Plus (6 months time limit) (No Local Connection)

  • Homeless cases where there is no statutory duty to re-house (excludes intentional homeless and those in a priority band)
  • Homeless cases accepted for a full rehousing duty by a Local Authority within the partnership (but not the LA that accepted the duty)
  • Properties in a serious state of disrepair; factors taken into consideration by the Local Authority or its agent include where the Local Authority could have served an improvement notice for a Category 1 hazard or equivalent (not for overcrowding and space hazards)
  • Verified high medical need / disability that is directly affected by the current housing situation and would be immediately improved by moving
  • Applicant is homeless or threatened with homelessness, through no fault of their own
  • Applicant requires move-on from supported accommodation
  • Tenants who are under-occupying social rent or affordable rent housing in the Home Choice Plus partnership area
  • Tenants who are occupying a social housing property in the Home Choice plus partnership area with major adaptations that they do not need
  • Households suffering with serious overcrowding (3 or more bedrooms lacking)
  • Two or more criteria in silver

 

Silver (12 months time limit) (No Local Connection)

  • Households who have been determined to have become homeless Intentionally
  • Households suffering from harassment (excludes priority band cases)
  • Overcrowding or lacking up to and including 2 bedrooms
  • Living in exceptional circumstances
  • Households with children under 10 years old and living in upstairs flat
  • Households suffering with some disrepair in their property

     

     

Reduced Banding (with reasonable preference)

  • Households with financial resources above defined limits
  • Households who have deliberately worsened their circumstances to qualify for a higher banding
  • Households with housing-related debts
  • Households who have committed acts of anti-social behaviour and other tenancy breaches but not severe enough to have obtained outright possession
  • Households who aren’t bidding for properties that are available and suitable for their needs or successfully bid but then refuse properties that are suitable for their needs

 

Bronze Plus (12 month time limit) (Local Connection)

  • Households who do not meet any of the above reasonable preference criteria and with a local connection, and who may have a low housing need including;

    • Eligible and interested in shared ownership

    • Eligible and interested in older peoples accommodation

    • Households with low level medical or welfare issues

    • Households that are newly forming

    • Households who are suffering financial hardship

    • Households who are sharing facilities with other non-related households

    • Households residing in an institution or supported housing scheme e.g. hospital with no access to settled accommodation

    • Households who have insecurity of tenure (those in tied accommodation or lodging with family members)

    • In social housing and seeking a transfer

       

Bronze (12 month time limit) (No Local Connection)

  • Households who do not meet any of the above reasonable preference  criteria and without a local connection, and who may have low housing need (please see Bronze Plus above)


    Cumulative Preference in Gold and Silver Bands

    Applicants whose circumstances match more than one criterion in the Gold or Silver bands will be awarded ‘cumulative preference’, which means that they will move up a band. For example, an applicant who met two or more criteria in Gold band would be awarded Gold Plus banding. An applicant who met two or more criteria in Silver band would be awarded Silver Plus banding. If you fit the criteria for two or more reasonable preference categories in Gold you will more into Gold Plus but can’t then move to the higher (priority) band unless you are accepted for the rehousing duty under s193 Housing Act 1996. This also applies to applicants with two or more reasonable preference categories in silver band. If they move into Silver Plus and have further reasonable preference categories they can’t move up into Gold or Gold Plus unless they have a local connection.

     

    Applicants who have been found to be intentionally homeless, within the Gold and Silver Band, will not qualify for a cumulative preference award.

Your responsibilities once accepted onto the Home Choice Plus Register

Tell us if there are any changes in your circumstances, these may include:

  • A change of address
  • Birth of a child
  • Medical reasons
  • Someone moves into/out of your household

Deliberately Worsening Circumstances

Where there is evidence that an applicant has deliberately worsened their circumstances in order to qualify for higher priority with Home Choice Plus, no additional priority will be given.  Applicants will retain the band they held before worsening their circumstances.

Examples of deliberately worsening your circumstances would include:

  • Selling a property that is affordable and suitable for the applicant's need
  • Moving from an assured tenancy to insecure, overcrowded accommodation with family or friends.
  • Where there is evidence that the applicant could have remained in their original accommodation.

Appeals

If you disagree with a decision made on your application to Home Choice Plus you have a right to request a review of that decision.  

You must submit your request within 21 days from the date of the final decision letter.  For further information please contact Wychavon Housing Services on 01386 565020.